Making payments
easier than ever

We are a Saudi-born buy-now-pay-later fintech with big dreams and the fierce ambition and drive to achieve them

Who we are?

At Tamara, we work around the clock to design financial solutions that have your best interests in mind.

Our ultimate goal is to give everyone the chance to experience shopping where payment is never a concern - no hidden fees, no interest.

Tamara is the first BNPL company to be permitted to test its products in the Saudi Central Bank (SAMA)’s sandbox regulatory environment.

What we do

With Tamara, you can shop and split your payments, no fees or interest involved. Our payment options are completely Shari’ah compliant.

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Our Operating

Principles

Highly aligned but loosely coupled

We stay aligned to one strategy and goal. We have faith in others’ abilities and knowledge, knowing we’ll each make the right decisions in our areas of expertise.

We are here to empower our communities

We’re here to provide everyone with unique products that address their needs and help them achieve financial freedom; that belief is at the heart of everything we do.

Launch early, then iterate

The best products are shaped by their users. We launch early with minimal features, let our customers tell us what they need, and make it happen. To us, there’s no room for unwanted features.

Dive deep

We use data, market intelligence, testing and research to gain insight. Intuition is always a good place to start, as long as it is always backed by facts.

We turn the good into great

We set ourselves apart by always striving to be the best. We aspire to turn the good into great - and that’s what makes us unique.

We represent a united front at all time

We may have differences in opinion - that's natural and healthy. Once we have our discussions and make a decision, we all get behind it.

The job is never done

There will always be room to innovate and come up with better products and solutions. We're always questioning, always curious, always challenging ourselves. We seek excellence in everything we do. False feelings of success breed complacency, and complacency breeds failure.

Think big, start small

We plan for all possible futures, exploring emerging contexts and trends to come up with big ideas that transform the conventional way of doing things. When it’s time to execute, we break our ideas down into smaller parts for testing and validation.

Opinions matter

It’s always a good time to speak up. If there’s a great idea or suggestion, we want to hear it!

Resources are finite

We strategically sort out priorities and dedicate resources to where it will have the highest impact.

One door vs. two door decisions

We classify decisions into two categories: decisions which are consequential and irreversible or nearly irreversible, which must be made methodically, carefully, slowly, with great deliberation and consultation; and decisions which are easily reversible and can be rolled back with minimal impact, which must be made quickly by high judgment individuals or small groups.